I have seen these folks harass the crap out of people. They are just a bunch of idiots that want to feel some power over working people. The cops in my community arrested some repo people that kept up their unfair phone calls... They took harassing phone call warrants out against them and also reported them to the Better Bussiness Bureau for these incidents. The victim also had placed his phone number on the Do Not Call Registry.... SOOOOOOOOOO, Now they have filed complaints with the US Attorney's Office in their area and also their states Attorney General Office. They have a lawyer too. Just remember these folks are SHARKS... They smell blood and they keep on going. One day their turn will come around and I hope it is just as good for them.
Yea these people are mean. i spoke w-some man last month and he was so rude. he was calling about a tractor i purchased. he was so rude that i ignored his calls. about a week ago they came and repoed the tractor and served me with paperwork for the difference i owe. now i have to deal w_some collection attorny who's sueing me.
Really? It was my understanding that these were 3rd party collectors. They neither have local legal counsel nor repomen in their arsenal, hence the reason for the phone antics and hard core mean spirited approaches. Generally, these third party collectors pay for the debt at a discount and then try to collect as much of it as they can. They know they can only get a percentage of the debt anyway by annoying and intimidating you. Besides, one cannot get blood from a turnip and they have to find you to sue you and they are in New York. Remember fellas and ladies, in order to get a judgment against you - they have to file suit first, then serve you papers, they cannot get a money judgment without serving court papers to you. Most states only permit a 90 day service or the county will force the filer to drop it and they have to pay for a process server - most collection agencies just collect by phone, they do not pay attornies to litigate nor do they pay process servers, it just increases their overhead. If I were you, I would just change my phone number and ignore them. Good luck.
Now Tyler , tell me, what do you think is going to happen to that "difference" they are suing you for? What if you have nothing to take? I'll tell you, they went to all that expense for nothing - it will just go on your credit report and in 7 years it will be gone. They got a big fat piece of paper that is worthless - we do not have debtors prison anymore.
If you want to see what their office looks like - it is 5930 Main Street, Amherst, NY 14221.
They need to start being nicer, it isn't like someone can't find their office and complain. Really.
They like to Google Earth your house and get a 30 minute delayed satellite feed of your house - then they say things to make you think they are outside.