these people kept calling me to so i called the attorney general to report them and not only were their credentials emaculant but i got sued by my old bank and them for filing a false report on a government institution you get a call from these people believe it these people are forreal
HEY JASON - Why are you trying to trick the good people on this site?
I think you are a shill and work for the calling company. This is the truest act of desperation to make people believe that a scam is real.
Shame on you, you need an old-fashioned whoopin behind the wood shed!
TO ANYONE ELSE READING - you can ignore these people, they may have your information and all that jazz but the only thing they can do is call. Beyond that, they are powerless and have no authority over you.
Got a very rude and harassing voicemail yesterday. Stated from Prather Scott & Associates, she talked on and on about my county courthouse trying to deliver "paperwork" to my address twice, now they will come to my work. First of all I live WAY far away from upstate NY and my own county would know where I live (this place has a different address). Next, the bank account # they have is wrong.
In my state I would have gotten something in writing (which I never have) and the "paperwork" would have been delivered by someone who has jurisdiction here.
This has to be a scam, I have tried every which way to look up this so-called firm and they don't seem to exist.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.