Every call I get now are these scammers ,and the phone company is no help,in getting my number changed.it seems like its impossible for them to get done.
This guy keeps calling me from 716-650-5211 stating there are two cases against me at the county court and if I do not call him back I will have to appear and address the charges. In 2007 I was a victim of identity theft and have proof of it. I thought that debt collectors were not allowed to call and threaten people. I have the voicemail
The idots who call you Google ABC 13 in Houston the people lawyer says after four years of the original debt company can sue plus in most states if the sue you they can not all your wages. Google all consumer laws most have a statute of limitation regarding is the original. If you need free legal advice your always find in your a free legal service to stop the Harassment or email your local television station they may have a consumer report who love to report these morons.
I received a call from this company recently. I realized when going back over my voicemails what was going on. Ive called back twice, no answer.
Here are two questions I am going to ask:
1). What was the debt they accused you of? I keep seeing home-lien, and I have never before owned a home.
2). Have you ever taken out a pay-day loan?
Last year I spent about 6 month in the collections business before I could morally no longer take it. The things I was asked to say and lie about were not things I was comfortable with. I am SOO happy however to have had this experience. Now I know what is legal, and absolutely not. What this company is doing, is NOT legal. They are a collections firm mis-representing themselves. If you do not receive a "mini-miranda" immediately when they speak to you, it is now illegal. If they do not represent themselves as a collector, it is illegal. If the words "this is an attempt to collect a debt" is nowhere in the first sentence, then you are able to proceed forward against that firm. If they claim the call is to discuss a possible lien or judgement, they are lying. Some companies do proceed forward against clients. But this is after personal attempts from their own collections department, and deciding weather or not the cost of the legal fees is worth pursuing. Most likely, they sell the debt to a company like this. Also, you wouldn't get a "mediation firm" or "arbitration firm" calling you before it hitting courts. You would be served like everybody else.
Now, the only actual truth in this is that the company who owns the debt is technically able to pursue you for the debt. Will they? No. Because the amount of money spent on legal fees and collections outweighs the debts. If you owe about $10000, I can see them pushing forward. If you owe $1000 however, chances are slim to none. However, they are to follow your states laws to obtain the debts. Nobody is sueing you for "three times the amount of the balance". If they tell you this, they are lying. If they talk to your family or friends masking themselves as anything less than who they are, call an attourney. You have a lawsuit on your hands.
I received several calls from this number and they even contacted all my family members stating they were a law office with a case against me I've ignored all their calls because I had looked up the number when they first called and freaked out wanting to make sure it was legit and it wasn't they are lying scumbags please ignore them as I have