I got a call from a guy named Mike Bower saying he needs my address and SSN... Ext. 114... I don't owe anything to anybody so I think they're just trying to steal my identity...
Recieved call from this company First Legacy Asset Management, was threatened with papers being served to me on my job regarding some payday loan I took out(which I'm not aware of). I told him that I was not aware of the debt but the guy continued to talk over me insisting if I don't call this number and make arrangements for payment I would be served. I just asked that he no longer call my place of employment and hung up. Not even a minute later, got a call from a blocked number from some guy from H & Y Process Servers who said he was assigned to serve me "papers" on my job. I preceded to ask his name, his company name and my information such as my employment address and etc. just to see what all he knew. Needless to say, he didn't have any of the answers. So I told him Ok, he said are you sure you want me to do that, it will cause you embarrasement because I will need 2 witnesses to sign besides myself and the officer I will have with me for my safety. I was like ok, I'm up front and I can get two people, how soon will you be here. He was like in about 30min., do you want me to call before I get there. I said you can or you don't have to, I'm going to be upfront, it's your choice. He then just says ok and hangs up. It's now going on a hour since the phone call and no "process server" is here yet to serve me these bogus "papers". What a sorry hoax!
Please don't let these people threaten you into believing they can perform any type of legal action on you regarding a payday loan. I hate these type of collectors, because whether the debt is valid or not, they prey on the elderly or less educated and sometimes really get results because people are scared which is just not only legally but morally wrong. I have gotten calls from family members actually scared because one of these head hunters has called their jobs threatning to serve them "papers", which if it could happen could cause total embarrasement or even job loss. That's horrible that anyone tries these tactics to collect a debt. Have they thought of the good old fashioned way of actually talkig it out and learning a persons situation before resulting as low as threats. They may get better results, because I'm sure 85% of consumers who use payday loan companies, don't get them with the intentions of not paying it back, it's just certain circumstances come up. These people will get what's coming to them and if you are able to, sue the you know what out of these people for harrassment and illegal collection pratices, because I will.