Yep, just another form of credit card theft. I always wonder about people like you. Sometimes I imagine you folks actually go to church on Sundays and parade around like you are upstanding citizens when you aren't anything more then a criminal. But sounds like all you care about is the money, so I doubt you have any morals or ethics at all. The very fact that you read these opinion boards to see who is talking about you is very narcissistic.
I just received a call from these guys. I am no longer related to the person that they are pursuing, he is my daughter's ex. The girl hung up on me when I told her not to call me again regarding the matter. She decided to call me back and gave me an excuse that the phone had been cut off. Bullsh**t. She had to rally her speach. She told me that she was having the sheriff knock on my door with a summons for my daughter's ex. She would try to stop the action but she probably couldn't. I told her once again don't call my house or have a sheriff come knock on my door, if she does -- that would be grounds for harassment and that I would sue her agency. She hung up on my again. I called her back and left a message on the agency answering machine that if they call back I will begin to record each time they contact me and file it as evidence of harassment.
This people just won't stop and when I asked the name of the office they refused to give it so I told them my attorney would be calling. When he called they didn't answer and I know they are scammers!!
And yet you sound so unprofessional calling people scumbags and liars. Your words alone prove what a deceitful person you are. You Mr. Swanson are the scumbag.
These people are the worst kind of people, scam artists! If you don't believe me google their fake law firm Brown Andrews and Scott, that should be enough proof to never send money to them!! Be smart think before you act! They use fear as a tactic to get you to pay quickly without thinking! This is America! We have no debtor prison/jail. The act of threatening a person with jail time if they don't pay a debt is in fact a crime itself! There is a code of conduct that debt collectors must follow, and as you see Mr. Sawnson here would be in violation of several of these such as:
Sec. 392.301. THREATS OR COERCION. (a) In debt collection, a debt collector may not use threats, coercion, or attempts to coerce that employ any of the following practices:
(1) using or threatening to use violence or other criminal means to cause harm to a person or property of a person;
(2) accusing falsely or threatening to accuse falsely a person of fraud or any other crime;
(3) representing or threatening to represent to any person other than the consumer that a consumer is wilfully refusing to pay a nondisputed consumer debt when the debt is in dispute and the consumer has notified in writing the debt collector of the dispute;
(4) threatening to sell or assign to another the obligation of the consumer and falsely representing that the result of the sale or assignment would be that the consumer would lose a defense to the consumer debt or would be subject to illegal collection attempts;
(5) threatening that the debtor will be arrested for nonpayment of a consumer debt without proper court proceedings;
(6) threatening to file a charge, complaint, or criminal action against a debtor when the debtor has not violated a criminal law;
(7) threatening that nonpayment of a consumer debt will result in the seizure, repossession, or sale of the person's property without proper court proceedings; or
(8) threatening to take an action prohibited by law.
(b) Subsection (a) does not prevent a debt collector from:
(1) informing a debtor that the debtor may be arrested after proper court proceedings if the debtor has violated a criminal law of this state;
(2) threatening to institute civil lawsuits or other judicial proceedings to collect a consumer debt; or
(3) exercising or threatening to exercise a statutory or contractual right of seizure, repossession, or sale that does not require court proceedings.
You can find the full list here: http://www.statutes.legis.state.tx.us/docs/fi/htm/fi.392.htm
Not paying a payday loan is not the same as bouncing a check, Most states have stipulation that explain any post dated checks (checks written for a future date) cannot be considered fraudulent under the rule of criminal law because at the time you wrote it you intended on having the money at the date that was written on the check so you had no Mens Rea or criminal mind when you wrote the check (that is needed for every criminal case)- so no they cannot hit you in criminal court only in civil court.
What they are doing however, is highly illegal and can be punishable up to 20 years for violating federal debt collection laws.
TO BE SUCH A SMART GUY YOU SPELLED "GENIUS" WRONG [***]! WHY DON"T YOU GO BACK TO WHATEVER SLIME FILLED HOLE YOU CRAWLED OUT OF AND LEAVE US HARDWORKING AMERICANS ALONE!!!