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Heather Garczynski
I am receiving Threatening phone call stating that i need to call immediately in order to avoid a costly trial.  When i call they say you have reached "INVESTIGATIONs"  I did speak to them one other time and they said it was for a pay day loan that i never paid on and closed an account.  I know i paid on it, and she said that is something i can bring up in trial.  It took me five minutes to get her to tell me what it was all about in the first place and when she said the pay day loan company i know that i never borrowed from them and asked who the original creditor and she said that was them.  I told her i was filing bankruptcy and she said it didn't matter becaue it was over the internet. I told her a couple of things i know to be true and she started screaming shut your mouth and i told her i was going to hang up and when she could talk to me appropriately to call me back.
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