Unsolicited PAYDAY LOAN approval [?] I have never applied for a PAYDAY LOAN and do not know anyone in Buffalo NY . My phys address is SE Texas Am Ex Mil and intend to initiate an FBI IC3 crime report if caller continues not to answer my repeated attempts to give this outfit fair WARNING & back off via reply text or voice. Not going to be annoyed or harassed by 2-bit pranksters and scam artists either. If you 'caller' are reading this post and are in fact legit ID yourself or the long arm of the law will. Up to you  pal I will cooperate with any and all investigations up to the Federal level. It really gets on my nerves to think this caller would be trying to cheat elderly or disabled folks around Christmas really anyone for that matter anytime of year. That is not only illegal but pathetic. This is not 1955 calls are traced and you know it GAME OVER