I just got a call from 716-768-4778. A man very sternly left a message with my name and a case number saying I defrauded a bank and said he was from the law firm of Bernstein and Lombardo. He called back from a restricted number while I was in the middle of typing this reply. I told him that there were hundreds of reports online saying they were scammers and he said Wut number I told him the new York number with the new York area code he said he didn't have a number like that but he called my fone from that number he asked me if a certain number was my social security number I told him I wasn't giving him my personal information he said oh no this is all real and u are being recorded and he said it was a claim from MG bank.... I asked him his name again he said Bill Jones then said we are just gonna proceed with this case and hung up note he called from a restricted number the second time
Calling threatend me that they had all my info about some check place I owed money. Too and they told me I frauded my bank when I have my bank over 6 years
Just got a message on my cell. These people constantly call me but from a different number - vm always the same. Today the vm was a woman usually its a threatening male voice saying "I have been named a person of interest and I need to call back or decisions will be made without my knowledge."
The company is based in New York and one of the names associated with is PCS or Prime Credit Solutions.
716-821-0327
850-270-0095
This is a debt collection company. The one that called me, was for a payday loan from a Cash-net USA. If they are calling, chances are you owe someone money and they are attempting to collect the debt. To be fair to them, once i spoke to the gentleman, they were more than willing to work with me to resolve the issue. Yes they may not go about it right, they do call your references and yourself and say you are a person of interest, well you are, if you owe someone money, they can go to court and get a lien.. so you are a person of interest.
They claim you defrauded the bank because unlike actual pay day lenders you did not write a check, you just authorized a bank to bank transfer. To defraud there has to be proven intent first..... they would have to be able to prove to a state attorney that you never had ANY intention of paying the money back when you took it.. or say.. 20 mintues after the money was deposited by them, you closed your account etc.
However, be aware, they can sue you civilly, and it can possibly go on your Credit Report (it depends on the lender) So its up to you how to handle the situation, but you will not go to jail.
Well duh, Debt is a civil liability not criminal. You have made some misrepresentations; they can TRY and sue you. Take 10 minutes and look on this board at the SCAMS. Yes scams, 99.9% of these calls are from India from old debts or debts that have been paid, bankruptcy or flat out false etc... There is also a SOL on debts (different for each state) and I would be willing to say 100% of these debts are well beyond the SOL. You said "Yes they may not go about it right" there is this little thing called Fair Credit Reporting Act, which these scammer have zero knowledge of, why? Because they are SCAMMERS!! A debtor is never in no way aloud to call you foul names, threaten you, give personal information of yours to other people they contact or misrepresent a debt.
So I would say yes BE VERY AWARE, of your right and to never ever give these scammers your personal or banking information. If they refuse to provide written validation in writing on official letterhead mailed through the USPS NOT e-mailed then they are SCAMMERS.