My sister Just recieved a call stating they have a summons for court that they will be serving me at work....this is the 5 th time they have tried with different companies..gave me a number to call and settle it..earlier that day I got a private call ..haven't had one in years ...seemed fishy...
If you really owed a debt, you'd have received dunning letters in the mail. You never get a call prior to being served - the process server just shows up.
Per the FDCPA, you should never pay any caller who refuses to mail a debt validation letter to you proving you owe a debt and they have the legal right to collect said debt. Refusal to mail said DVL is a violation of the FDCPA. Please do report your caller to the FTC, FCC, FBI, Dept of Justice and your state's Attorney General.