Said I defaulted on a pay day loan... I asked for verification and wanted a copy of the contract. I asked him to email the information but said it was in the N.Y county Court house. He said o already gave you the info. I said I was protecting myself and want legitimate verification... He got upset and said I would spend 70plus yrs in prison if I didn't want to pay... And the authorities would be contacted in 30 min and I would be picked up... He hung up on me because I kept asking for verification proof of info...he has a foreign accent . And referred to himself as officer Johntison maybe Johnson due to accent... American Law Inforcement  of New York