A woman named "Grace Rubenstein" called me stating I was listed as a co-applicant on a Quick Cash loan from another state that was not repaid. She was reportedly from Niagara Restitution Services calling on behalf of the state. She stated her company "owned the debt" and that it could be settled by repaying half the debt. She then asked for credit card information stating I would receive an email saying I had "paid in full." She threatened to revoke my drivers license and additional legal action should I not pay, and informed me I had 3 days to pay this debt that likely does not exist.
I told "Grace" I needed to discuss this and later called her back. A different "Grace" answered the phone and connected me to her supervisor "Jordan Valentino." They gave me the name of a bank, the Quick Cash lender, and the date of the incident. While this seemed almost legitimate, I then I asked for the physical address of the company. They hung up on me.
In short, this is not a real company. It is a scam. Please listen to the website below. Real debt collection agencies must provide you with their name, phone, physical address, and a written validation notice. They do not ask for credit card information over the phone or threaten you legally.
I am getting a call from this number they do say there name but not where they are from when they call me. I had gotten numerous calls on 9/23/2014, caller was a Brittney and leaving a message that I would have to call them to make and arbritation on a Check n Go place ando saying I would set up a payment agreement. that they had talked to me a week n a half ag. Or I will be going to court. When I called back I spoke with a Grace she looked me up stating that I had talked to them a week n a half ago and that I was supposed to finish setting up my payment with them. She then told me she had to go to another building to get my file and would call me back in 10 seconds. I looked up this number and it gave me a Pain Rehab Center of WNY. When checking out Privacy Star on my phone it stated it came from a Donna Azzarelli. This Grace called me back in 2 hours saying she was tied up and I had to call within a hour to finish the payment set up. I am also told they will get a hold of Juneau County to file charges against me if I did not call them back to arrange a payment settlement with them. I am scared and confused why this number comes up different all the time when I look it up on the internet to different numbers. Also this Grace said they were from Mike something something service and she stated it fast so I could not understand where they where from. I have MS and this is making it act up and I was in remission for along time.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
I just recieved the same call from Grace and another person stating they were from Williams and something a law firm, telling me if I do not pay in full that they will have my license revoked and have me arrested this is from a payday loan but swear I have already paid it, But they are calling my office non stop and harressing me this is when i lived in Kansas but do not reside there now and they stated the state I live in now that they will come after me. They stated they were not a bill collector but worked for a law firm I contacted the Attorney Generals office here where I do live and they stated they can not do that to me I am scared what can I do and it is true, They say I got one for $500.00 but owe over a $1000
A woman named "Grace Rubenstein" called me stating I was listed as a co-applicant on a Quick Cash loan from another state that was not repaid. She was reportedly from Niagara Restitution Services calling on behalf of the state. She stated her company "owned the debt" and that it could be settled by repaying half the debt. She then asked for credit card information stating I would receive an email saying I had "paid in full." She threatened to revoke my drivers license and additional legal action should I not pay, and informed me I had 3 days to pay this debt that likely does not exist.
I told "Grace" I needed to discuss this and later called her back. A different "Grace" answered the phone and connected me to her supervisor "Jordan Valentino." They gave me the name of a bank, the Quick Cash lender, and the date of the incident. While this seemed almost legitimate, I then I asked for the physical address of the company. They hung up on me.
In short, this is not a real company. It is a scam. Please listen to the website below. Real debt collection agencies must provide you with their name, phone, physical address, and a written validation notice. They do not ask for credit card information over the phone or threaten you legally.