Now that they talked to you or left a message, they are required by law to do this:
b]Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact [/b]that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
I doubt they will, I dealt with them and had to ask them to send me the letter after about 15 calls. they were trying to collect on a debt that wasn't mine but I had the right last name.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else follows including where to report these crooks.
THE LAW OFFICE OF KEVEIN SHINE (KEVIN ZINN SHINE) AKA W.C GROSSMAN LAW, P.L.L.C.
Posted in: http://800notes.com/Phone.aspx/1-716-995-4080/2#p1061936149827082336
http://800notes.com/Phone.aspx/1-888-201-6643
Web site for Shine doesn’t seem to exist.
Web site for Grossman lists them in Western New York, World’s #1 capital for criminals pretending to be lawyers and debt collectors: http://www.wcgrossmanlaw.com/contact-us
BBB give Grossman an accredited A+ with 5 complaints: http://www.bbb.org/upstate-new-york/business- ... t-ny-235964289/
Fluff piece on Shine by the criminal organization InsideARM (think the Mafia of debt collectors): http://www.squaretwofinancial.com/the-law-off ... 2-by-insidearm/
LinkedIn page for someone who brags about being employed by crooks and now works at a bank (sort of the same thing isn’t it?): https://www.linkedin.com/in/thomas-wilcox-b9a74613
LinkedIn page for someone who worked for Shine and now works for Grossman: https://www.linkedin.com/in/desiderio
LinkedIn page for the head criminal at Grossman: https://www.linkedin.com/in/william-grossman-621ba222
LinkedIn page for one of the crooks that works for Grossman (sort of looks like he is high on something and I don’t mean life): https://www.linkedin.com/in/robert-horner-b43b3756
New York Dept. of State info:
Selected Entity Name: THE LAW OFFICE OF KEVIN Z. SHINE, PLLC
Selected Entity Status Information
Current Entity Name: THE LAW OFFICE OF KEVIN Z. SHINE, PLLC
DOS ID #: 3924308
Initial DOS Filing Date: MARCH 16, 2010
County: ERIE
Jurisdiction: NEW YORK
Entity Type: DOMESTIC PROFESSIONAL SERVICE LIMITED LIABILITY COMPANY
Current Entity Status: ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
KEVIN Z SHINE ESQ
131 ROXBURY PARK
EAST AMHERST, NEW YORK, 14051
Registered Agent
NONE
Selected Entity Name: WILLIAM C. GROSSMAN LAW, PLLC
Selected Entity Status Information
Current Entity Name: WILLIAM C. GROSSMAN LAW, PLLC
DOS ID #: 4775504
Initial DOS Filing Date: JUNE 16, 2015
County: ERIE
Jurisdiction: NEW YORK
Entity Type: DOMESTIC PROFESSIONAL SERVICE LIMITED LIABILITY COMPANY
Current Entity Status: ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
WILLIAM C. GROSSMAN LAW, PLLC
51 APPLEFIELD DRIVE
WILLIAMSVILLE, NEW YORK, 14221
Registered Agent
NONE
New York State Court System Registration:
Registration Number: 2453843
KEVIN ZINN SHINE
THE LAW OFFICE OF KEVIN Z. SHINE, PLLC
131 ROXBURY PARK
EAST AMHERST, NY 14051-1773
United States
(Erie County)
E-mail Address:
[email protected]
Year Admitted in NY: 1992
Appellate Division
Department of Admission: 4
Law School: UNIV OF COLORADO
Registration Status: Currently registered
Next Registration: May 2018
Disciplinary History: No record of public discipline
Registration Number: 2157246
WILLIAM C. GROSSMAN
M&T BANK
ONE M&T PLAZA
BUFFALO, NY 14203
United States
(Erie County)
E-mail Address:
Year Admitted in NY: 1988
Appellate Division
Department of Admission: 4
Law School: WESTERN NEW ENGLAND
Registration Status: Due to reregister within 30 days of birthday
Next Registration: May 2016
Disciplinary History: No record of public discipline
Registration Number: 4550554
JASON DESIDERIO
THE LAW OFFICE OF KEVIN Z. SHINE, PLLC
5965 TRANSIT RD STE 500
EAST AMHERST, NY 14051-1874
United States
(Erie County)
(716) 204-4260
E-mail Address:
[email protected]
Year Admitted in NY: 2008
Appellate Division
Department of Admission: 4
Law School: CASE WESTERN RESERVE
Registration Status: Currently registered
Next Registration: Sep 2016
Disciplinary History: No record of public discipline
Google street view of what is allegedly their office: https://www.google.com/maps/uv?hl=en&pb=!1s0x ... XO-ABAQpx8IczAK
Other complaints:
http://www.debtorboards.com/index.php?topic=21706.0
http://www.debtorboards.com/index.php?topic=16469.0
http://www.debtorboards.com/index.php?topic=16469.15
http://whocallsme.com/Phone-Number.aspx/8882016643
https://creditboards.com/forums/index.php?showtopic=487507
Looks like they get sued a lot:
http://www.plainsite.org/dockets/mprpfys2/new ... ine-pllc-et-al/
http://www.law360.com/cases/4f05fa0b0a6ac75517000001
https://www.pacermonitor.com/public/case/4477 ... hine_PLLC_et_al
https://dockets.justia.com/docket/new-york/nysdce/1:2012cv00026/390119
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
File a complaint at the NY State AG's Office here: http://www.ag.ny.gov/http://www.ag.ny.gov/
Also make sure to report the criminal activities of these lawyers here as well: http://www.nycourts.gov/courts/ad4/AG/AG-index.htm