They claimed to make payments to PECO for me. PECO said they are not authorized to make any payments or collections for them. I paid PECO, and now am waiting to remove this Torres Credit from my account.
These people are the bottom feeders of collection. They are on my credit report as an inquiry and looking to get $31.00 out of me on some fake bill I never had. They keep violating FDCPA !!! They can bite my [***]!
I recently pulled a copy of my credit report, and I noticed that my score dropped 70 points from 711 to 644. I then noticed that I had a negative item on my credit report from Torres Credit Services for $33.00. I called them and they told me that the only way that the debt will be settled is by paying it. Not realizing that I have personally cleaned up my own credit, I told them that I am not paying them. I wanted proof of this debt, and they told me that they have a letter from the original creditor stating that I owe this debt. I requested a copy of the letter from them, and they told me that they can't give me any information. They have lost their minds!!! I will not pay this bill. THEY ARE A SCAM PEOPLE!!!
NO PROOF= NO PAYMENT!!! We must fight back and stop letting these sharks in suits take our hard earned money. I was about to begin the process of purchasing a home, and now I can't even purchase my home right now (with a good interest rate) because of this crap!!!
I pulled a credit report and this company was on it. I tried calling the number and it "was no longer in service" Who are they and I don't owe a bill of $55 dollars. I have not gotten a phone call yet, so this must be a SCAM.