Came up as 'Fulton Bank, NJ' - picked up and the gent said "One.com..." I said your name doesn't match what is in the ID - good-bye.
So this number had to be spoofed.

In trying to find out more about this number I found it once or still belongs to a pediatricians office that often called via other identities months before this latest election- none of which I answered.

So this spoofed number is not to be trusted. I believe they are just phishing. I tried looking up One.com and found they are some kind of a web hosting business.  So I am calling this a prank.