DON'T FALL FOR IT! Just got a call from "Michelle" today too. I recorded the entire converstation and will be forwarding the recording to my attorney general's fraud dept. Hopefully, she'll be faxing me her "proof" along with the "restitution" she claims I owe. The more info you have on these losers, the better. These people are scam artist.  Another name to look out for is: "Amanda Graham", that's the name she left a few months ago (actually sounded like she was reading) on my voice mail. Her enunciation of just basic words made the entire message laughable. They'll refuse to tell you the name of their company. They only want you to wire them money via moneygram by using bogus scare tactics. They'll use the following words: INVESTIGATORS, INSPECTOR, URGENT, OFFICIAL, FRAUD- ONGOING INVESTIGATION. I think you get the picture. These losers are trying to collect on old accounts that have either been paid, written off or the SOL has expired. They'll tell you they won't mail/fax proof of debt. A cease and desist letter is worthless because they won't honor it because they're crooks! They'll violate FDCPA constantly harrasing you on your job or by calling your relatives. They'll say there are "pending charges" in your local County against you. ALL UNTRUE! Please don't ever send these vultures a dime of your hard earned money. Let them know you understand the game of junk debt collectors and you're recording the call. Do not trust the number that's on your caller id because every month, it changes. They're using call spoof by using a fake caller ID number to ensure the call isn't traced and to prevent websites such as this to prevent disclosure by allowing victims to see they're not the only ones being targeted by these ruthless thugs and thugettes. Two Numbers they've used in the last few months are: (717) 889-4668 and (512) 807-7752-- Luckily I have recorded every call and I've saved every message they've left me and I'm currently working with NC Attorney General Roy Cooper's office regarding this particular group.