This is not a BS. Its not CEDARS Sinai it is Mt Sinai. You probably had a bill from over 2 years ago then. Maybe you should have tried dealing with your bills instead of running. Take a look on the web. RTR Financial Services is activley and a real company. I worked there a few years back and it was people like you that caused me to have a mental breakdown.
i keep getting pre recorded messages and it sounds suspicious if you are not this person do not listen to this message there will be a 3 second pause so you can listen to this mesage