They are a scam. I went online to check out a car loan seven months ago (biggest mistake of my life...got an incredible deal--7% less then what online gave me--by just financing it through the dealer), and it's been non-stop phone calls and emails since!
This number called my girlfriend today asking her how much she needs for a car loan. She replied I just got a new car he then said give me your adress and social. This is illegal from what I have read. any advice. He continued to say how much do you need, how much do you need, then he said give me your adress and social.