I received a phone call today from this number from a foreign speaking man telling me I was a suspect for violating federal banking laws, theft by deception, and collateral banking.  I was on the phone for over 30 minutes trying to decipher where the accusations were coming from and when these violations took place.  He finally told me it was from a pay day loan in July of 2009 and was $3000 behind due to fees.  He proceeded to tell me that this company by web address only www.paydaycash.com sent emails to me 3 months ago trying to get me to pay this money, he was willing to take $510 today only Western Union to settle the debt.  I proceeded to ask him to fax me the info he was reading and told me he couldn't do that, that this was my notification of these charges.  He did tell me ALL my information which was very intimidating I must say, but now after reading these testimonials regarding collection fraud, I feel I was being scammed.  Thanks!