Why on Earth would you want a C&D from a South Asian fraud factory? That or a debt validation demand is what *you* would send *them*. As already discussed in this thread, that cannot happen unless the faux collectors are within your own nation's borders.
Have received two calls already. TMobile claims not to give out numbers. How did this person get my cell number then? This number is already registered with the DO NOT CALL list. So, you just have to ignore the calls.
This lady Kathy martin calls my phone saying I owe money. I do not know where they get off calling harassing people. They can leave me alone. I have paid off my 2 payday loans I have had.
Kathy Marten called me with this number. Was the same as everyone else here. If you were really getting sued this not how it is done.A real law firm does not play around like this.They will not waste there time with false threats.Don't answer when they call. They are trying to scare you into at least calling back.Don't give them the satisfaction.
This is extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.
My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2
See also this FTC alert: ''Who's Calling? That Debt Collector Could Be a Fake''
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm
The following will be useful if you have a US domestic collector calling:
official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB reiteration of the Fair Debt Collection Practices Act
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/
A "prime suspect", indeed! These South Asian posers are watching too many TV crime dramas. The mere insinuation that your alleged debt amounts to a criminal act is illegal per US federal law.
The Beverly Hills phone number could well have been spoofed, and the call center tucked away safely within Ahmedabad where the civil lawsuit you would otherwise launch can't touch 'em.