I called and they told me to call back with lawyers name I said I don't have one. Then then began to tell me I have a warrant for my arrest which I don't and that its a felony charge. They kept hanging up on me every time I called back asking for more information.
Answered phone just to mess with idiot on other end. Recorded message said I had a case pending to press 1 to speak to a mediator. I just hung up, just another scam.
Calls saying I'm going to get a felony warrant for a bunch of stuff, they make up fake addresses, then asked for my social, my phone number, and if I was still serving the Army. Then they tell me we either settle some fake loan I never heard of and was deployed when taken out or they will contact my commander...go for it scam artist, contact the police so you can do a report of fraud and thef before they actually get someone to pay them.
I called and they told me to call back with lawyers name I said I don't have one. Then then began to tell me I have a warrant for my arrest which I don't and that its a felony charge. They kept hanging up on me every time I called back asking for more information.
"They kept hanging up on me" Of course they did, no felony warrants or warrants of any kind are issued because you owe someone money. That stopped back in the 19th century. They have no information to give you because it is all made up in an attempt to scare you into paying.
This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php