This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Please not that process servers do not ever call ahead. That way you can’t dodge them.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Ppl called my years ago, India/Pakistan sounding maybe.
The caller today made a remark about foreign ppl calling about this in the past. On this bill.
A payday loan.
But of course scary he had my mom's info. Since that was whom he was looking for, but I never said I was.
Every time I asked him when & where the loan was from.
Sarcasm about "you don't remember if you took a loan" "haven't you ever taken a loan"
He wouldn't answer about this loan.
& of course said it's bounced several collection companies.
Threatened a judgement.
Ironically it was an auto call.
Saying a package couldn't be delivered?
But the address he sad they sent info too.
& he never asked for a new address.
But again some one has info on my mom.
It scares me