ALPHA RECOVERY CORPORATION
Posted in: http://800notes.com/Phone.aspx/1-720-509-1967
http://800notes.com/Phone.aspx/1-720-509-1972
Company web site contact page with an address: http://181.224.136.96/~alpharec/contact/
BBB page with a B rating and 72 complaints: http://www.bbb.org/denver/business-reviews/co ... age-co-90131252
Colorado lists them as active with action taken against them at the bottom of page 11
http://www.coloradoattorneygeneral.gov/sites/ ... b/CabReport.pdf
Retrieved from: http://www.advancecolorado.com/working-colora ... llection-agency
However I can find no Bizapedia page or registration of the corporation in Colorado.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
as well as Colorado AG’s Office: http://www.coloradoattorneygeneral.gov/