Man calls. Says he's Mr. Marks with Nixon and Powell. Said he has a judgement against me and needs to verify my address so that legal documents can be served. Also stated that we may could eradicate the situation over the phone (send him $) and we would not have to go through all the legal stuff. Also said, "please be advised this serves as a formal notice." Really??? He then left another number to call: 844-952-7331. I've heard that same script before. From my research, it seems to be related to Pay Day loans, if you or someone you know ever had one. (Seems like they start calling and then quit. Then someone else starts calling a couple of years later.) They sell your personal information, and then they call and harass everyone they can into thinking that you owe money or in trouble and likely to be served papers and/or arrested. This is just how they work!! Once you've given personal info, e.g., using a relative or a friend as a reference, plus the addresses, they have their ways of researching anyone who may be related (same last name, living in same area, same maiden name, perhaps a different state, etc.) and then the scam calls start. Believe me, I've been through this before. First and foremost, DO NOT DO a Pay Day Loan ANYWHERE if you can avoid it. There ARE honest companies out there, but the scumbag scammers seem to be taking over. Just don't do it!!! BEWARE: Do Not ever give out your personal info. Also, do not engage these scumbags. Block the phone number and report it. I have talked to my lawyer about this, and he said the best thing to do is to NOT engage these people, block the number, report it within the proper channels, and move on. On a personal note, you may owe some apologies to your family members or best friends (if you had used them as a reference once). This is the age of the internet and cell phone, and your loved ones will understand that you're being scammed and it was no fault of your own. But it's especially hard for the elderly person in your life that doesn't understand all this scamming stuff. I used my elderly father (with his permission) one time for a reference on a one-time pay-day loan (which was paid off promptly), and about 3 years later he and I both started getting debt-collection scam calls. He didn't understand. They had him so convinced that I was in legal trouble, it ALMOST put a rift between us. Don't let this happen to you. Stay strong!!! -Suzy
Man calls. Says he's Mr. Marks with Nixon and Powell. Said he has a judgement against me and needs to verify my address so that legal documents can be served. Also stated that we may could eradicate the situation over the phone (send him $) and we would not have to go through all the legal stuff. Also said, "please be advised this serves as a formal notice." Really??? He then left another number to call: 844-952-7331. I've heard that same script before. From my research, it seems to be related to Pay Day loans, if you or someone you know ever had one. (Seems like they start calling and then quit. Then someone else starts calling a couple of years later.) They sell your personal information, and then they call and harass everyone they can into thinking that you owe money or in trouble and likely to be served papers and/or arrested. This is just how they work!! Once you've given personal info, e.g., using a relative or a friend as a reference, plus the addresses, they have their ways of researching anyone who may be related (same last name, living in same area, same maiden name, perhaps a different state, etc.) and then the scam calls start. Believe me, I've been through this before. First and foremost, DO NOT DO a Pay Day Loan ANYWHERE if you can avoid it. There ARE honest companies out there, but the scumbag scammers seem to be taking over. Just don't do it!!! BEWARE: Do Not ever give out your personal info. Also, do not engage these scumbags. Block the phone number and report it. I have talked to my lawyer about this, and he said the best thing to do is to NOT engage these people, block the number, report it within the proper channels, and move on. On a personal note, you may owe some apologies to your family members or best friends (if you had used them as a reference once). This is the age of the internet and cell phone, and your loved ones will understand that you're being scammed and it was no fault of your own. But it's especially hard for the elderly person in your life that doesn't understand all this scamming stuff. I used my elderly father (with his permission) one time for a reference on a one-time pay-day loan (which was paid off promptly), and about 3 years later he and I both started getting debt-collection scam calls. He didn't understand. They had him so convinced that I was in legal trouble, it ALMOST put a rift between us. Don't let this happen to you. Stay strong!!! -Suzy