>> but has anyone actually went and got the money <<
No.
Read this:
"It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver."
http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
If you or a friend need a loan, you really should read this:
http://www.consumer.ftc.gov/articles/0153-choosing-credit-counselor
In fact, the more you need the money, the more urgent it is to read that information!
Protect yourself!
Recognize that NO legitimate company is going to offer you a loan, without their doing some background / credit checks on you, and they WILL generally need a snailmailed, signed contract.
If you or a friend fell for the scam, please try to educate your other friends. The only way to stop these scams is to cut off their source of money!
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Please reply to this post, to let us know you read it, or have taken suitable actions to protect yourself.
Thank you man Yea I will read what you sent I was curious as to if anyone has gotten to actually so called "3,000" but Thnx man for the heads up and info
They called me and I called back told the lady that I do t want or have a personal loan. She then hung up on me. 30mins later I get a call from the same number and told her the same thing and she hung up on me again.