I was thinking about getting a home warranty. So I called up a few places that I found online - choice home warranty was one of the companies. And since I called, they've been calling me multiple times a day. And now I just received a voicemail from one of their reps, that consisted of him breathing heavy for about 2-minutes, and then saying "Damn... (my name) that sure is a nice house you've got there" . If you read their reviews, they basically just take your money, and never actually fix anything that breaks. Do yourself a favor, and steer clear of these place.
Home warranty companies and the policies they issue are all scams. They won't pay the price for the contractor to do the job properly, so in most cases the contractor will cut corners, and if the price of the repair is too high, they "buy" out your contract for a fraction of what the repair will be and leave you holding the bag for the rest of the money.