To A Choice Warranty Hater....OMG me too!!!!!! I was tired of them not covering ANY of my newer appliances, so I'm switching to AHS warranty. TOtal Home Protect never gave us that trouble either. HAHAHA, got this call today because even though I've told them to cease my contract, they attempted to bill my old debit card (new numbers now for a bank takeover) for my payment, and it won't go through. TIme to call them again.