Information easily obtained. What better way to scam someone than to have just enough information on convince you that it is real. Fortunately for you, the law specifies what they must now do:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Just scammers --it seems that from India-- who pretend to collect past due fees for a gym. I do no even have such membership; they are just phishing for info to scam.
This number calls me at least 3 times daily. When i answer, they dont say anything. they have left a couple of voicemails mentioning something about a past due balance for a gym that i have never heard of. It is driving me crazy. I wish I could do something to get them in trouble!