Typical scare tactic by criminals posing as debt collectors. Not showing up in their office or calling them has nothing to do with your right to see a lawyer. You have been targeted by extortionists.
This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Please note that process servers do not ever call ahead. That way you can’t dodge them.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
CRIMINAL TELESCAMMERS. Delaware, Ohio prefix/area code. Didn't recognize number, did not answer, left a message without naming their companies name, or my name, or that they called a corporate phone, (not in my name): He claims I committed fraud on a loan, but did not say with who, or for how much. If I didn't call back immediately and pay up, they would have no choice but to forward my case to the "state". SCAMMER NOW BLOCKED