They called me& I called them back and they claim to be an agency that deals with credit cards and such as soon as I said why are you calling me? They hung up I called them back but it says line busy so I'm positive it's spam
Credit Card Scammers. Recorded message "Final opportunity to pay your balance due before collections. This offer will allow you to pay off your balance and lower your credit card rate." Recording ended, no one on the line.