They call saying we owe a debt to an online payday loan but won't say what company or who they are. They claim they have sent many letters with no response. We pay our bills always. If legit they would disclose like they are required to by law. Very rude and nasty people from Athens GA
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php