This man is INSANE!!!! I don't owe you [***] dude! Mr. Jacob (Jake) Adams! Better lay off the threatening phone calls. That's not how you handle a "legitimate" business!
This man is INSANE!!!! I don't owe you [***] dude! Mr. Jacob (Jake) Adams! Better lay off the threatening phone calls. That's not how you handle a "legitimate" business!
Yeah, we have run into those crooks before. Well known to violate all federal and state collection laws.
You need to send them a certified, return receipt debt validation letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
MONEY INVESTIGATIONS, INC. AKA A.R. INVESTIGATIONS, INC.
Number threads associated with these crooks: http://800notes.com/Phone.aspx/1-706-722-7881
http://800notes.com/Phone.aspx/1-706-651-1300#p1083852938285542478
http://800notes.com/Phone.aspx/1-762-994-1050#p1205342771782027448
Web site says they were in business since 1991 and lists a PO Box in Georgia: http://arcollectmoney.com/index2.html
Whois lists the owners name and a different PO Box:
arcollectmoney.com registry whois Updated 1 second ago - Refresh
Domain Name: ARCOLLECTMONEY.COM
Registrar: DOMAINPEOPLE, INC.
Sponsoring Registrar IANA ID: 65
Whois Server: whois.domainpeople.com
Referral URL: http://www.domainpeople.com
Name Server: ADNS.CS.SITEPROTECT.COM
Name Server: BDNS.CS.SITEPROTECT.COM
Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Updated Date: 18-feb-2016
Creation Date: 23-feb-2013
Expiration Date: 23-feb-2017
arcollectmoney.com registrar whois Updated 1 second ago
Domain Name: ARCOLLECTMONEY.COM
Registry Domain ID: 1782233973_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.domainpeople.com
Registrar URL: www.domainpeople.com
Updated Date: 2016-01-25T00:16:58.00Z
Creation Date: 2013-02-23T17:39:00.00Z
Registrar Registration Expiration Date: 2017-02-23T17:39:37.00Z
Registrar: DOMAINPEOPLE, INC.
Registrar IANA ID: 65
Domain Status: clientTransferProhibited https://www.icann.org/epp#clientTransferProhibited
Registry Registrant ID:
Registrant Name: ALLEN HARDEMAN
Registrant Organization: ALLEN HARDEMAN
Registrant Street: PO BOX 1963
Registrant City: AUGUSTA
Registrant State/Province: GA
Registrant Postal Code: 30903
Registrant Country: US
Registrant Phone: +1.7067219999
Registrant Phone Ext:
Registrant Fax:
Registrant Fax Ext:
Registrant Email: @GMAIL.COM
BBB gives them no rating and lists them as out of business and lists the business as having been started in 1997: http://www.bbb.org/central-georgia/business-r ... -evans-ga-20133
LinkedIn Page: https://www.linkedin.com/in/money-investigations-inc-52173257
Facebook page lists them at 1002 Broad St., Augusta Ga., which seems to have a restaurant and apartments. This address is also listed in Superpages: https://www.facebook.com/Money-Investigations-Inc-1290624794287448/
As of August 17, 2016 this site lists them as a Paralegal service: http://www.agreatertown.com/author/141722
Interesting Google map page with reviews: https://www.google.com/maps/place/Money+Inves ... 2!4d-81.9643913
Whitepages says they are at 7603 Main St., Grovetown, Ga, lists them as a Private Detective Agency located at a residence: http://www.whitepages.com/business/money-investigations-inc-grovetown-ga
Georgia Dept. of State info, note that the business was formed in 2004, not 1991:
Business Name: MONEY INVESTIGATION, INC. Control Number: 0409334
Business Type: Domestic Profit Corporation Business Status: Active/Compliance
Business Purpose:
Principal Office Address: PO Box 826, Evans, GA, 30809, USA Date of Formation / Registration Date: 2/9/2004
State of Formation: Georgia Last Annual Registration Year: 2016
Registered Agent Information
Registered Agent Name: ALLEN HARDEMAN
Physical Address: 1786 Taylor Rd, Richmond, Augusta, GA, 30906, USA
Officer Information
Name Title Business Address
Allen Hardeman CEO PO Box 826, Evans, GA, 30809, USA
Allen Hardeman Secretary PO Box 826, Evans, GA, 30809, USA
Allen Hardeman CFO PO Box 826, Evans, GA, 30809, USA
Allen Hardeman CEO PO Box 826, Evans, GA, 30809, USA
This guy really likes his PO Boxes, the original box number is PO Box 2163, Evans Ga.
But his 2016 annual registration lists and address of 1726 Taylor Rd., Richmond, Augusta, GA. 30906 which is a residence.
He is also now using PO Box 1001, Grovetown, Ga.
There is no state registration for AR Investigations, Inc. which would preclude it from legally doing business with the INC. designation.
Allen Hardeman is not registered as a Private Investigator in Georgia.
Other complaints:
http://www.whycall.me/706-721-9999.html
http://badfinance.org/reviews/775/money-investigations-inc/debt-collection
https://local.yahoo.com/info-136002248
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
As well as the Georgia AG: http://law.ga.gov/
As well as: http://consumer.georgia.gov/consumer-services