lady said her name is amber logan i think...and she said her client has 2 complaints against me. there is a lawsuit against me and for me to refer to a case number.
lady said her name is amber logan i think...and she said her client has 2 complaints against me. there is a lawsuit against me and for me to refer to a case number.
The caller will tell me nothing about what they want till I give them my social security number which is not happening. They are now calling family members trying to get the info from them. I am so over this. They say they are a debt collector and they have something against me they are going to file. I asked for it in writing but that was over 3 months ago and I have yet to receive anything.
I to got the same message from a lady named Isabela stating that they have complaint against me and that i was to call her back before the end of the business day. And now they are also calling family members, where did they get there numbers from.
Many web sites list that information. Do a web search of your name and you will see.
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php