Got a call from this number from michelle white. Said she was from a law firm pete stein & [***]. Said i owed 400.00 dollars for a loan i didnt pay case # felony 27853. Since i have been ripped off b4 i took it 2 my attory. We went 2 c the judge. He wanted her 2 send me something fedx or ups. So this morning i called back 2 phone # 770-645-9819 & guess what the # is no longer in service. Imageine that. Scam scam scam
They called and said my name was in a fraud case. They didn't same who until I asked who they were look for. When I explain to them about what is going on with my name. The Representative hung up on me and I called back and a male answered and I told him that I don't appreciate your Representative hanging up on me that was rude and guess what? He hung up also. It is a scam because they won't tell you who is suppose to be suing you....
A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed - US Mail ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via Green Dot, MoneyGram, Western Union, prepaid gift card or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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Please reply to this post, to let us know you read it, or have taken suitable actions to protect yourself.
I had a call from this number also about my name and social security number being investigated for fraud. I called them back. No answer. The lady's name was Carol Nash from Pete Stein & Associate.