I got the same VM saying I was pre approved for a loan I never applied for. I did read tho that if you apply for something online, like a rewards program, a credit card, anything they'll take your information fill out out the application for you,submit it,then call you saying you're pre approved. Once you talk to them that's when they'll want your social security number and bank information. Its a scam,you know you never applied. Block them and report them to the FTC.