They are violating the TCPA and FDCPA if they are indeed debt collectors, they are threatening legal action on accounts where none exist..the phone number they are calling from is 773 269 3085
So sick of this call, it comes through as 801-614-7903, they are threatening legal action and leave a case number. Say to call back 773-269-3085. By law they have to mail documents to your home after 5 days of the first contact. You say that to them and they put you on hold and never come back. Would love to know how to report them
Whenever someone tells you that they are a "lawyer", the first question you should ask is what state(s) they are registered in and their BAR number for that/those state(s). Then go to that state and check them out, contact them directly using the information in the state registration, as these crooks have been known to research real law firm names and attorney names and impersonate them.
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
They call my work and leave voice messages to call Greg Fritzgerald at 773-269-3085 they called from a different number out of Texas. The bad part is they call different phone numbers at my work and get different people and still either leave these messages or its a recordning.. UGGGGG.. I know I dont owe anyone anything !