THIS COMPANY EMAIL ME ASKING ME TO PURCHASE A VANILLA RELOAD CARD AND LOAD 225 ON IT AND THEY WILL DEPOSIT 3000 INTO MY ACCOUNT! IT SOUND LIKE A SCAM RIGHT AWAY!
Scammers don't refund anything. Any money sent via prepaid reloadable card (like Green Dot, Vanilla, etc) is like cash - untraceable and no way to get the money back.
This company did the same thing to me. Took me for $200. Want to give me a $3000 loan. Put $200 on a Green Dot card. then they tell me they cannot make a deposit into my account. Wanted me to pay an Additional $132.00 for a western union. I refused and filed a police report.
The officer called me today and told me they are a well known scam. Had to call my telephone company to block their calls because they are still calling me. When something sounds too good to be true it always is.
Things to remember about loans offered by phone or e-mail:
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either a. threatening you or b. offering you something, you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html