"LAW FIRM?" Surely you jest! These bozos tried calling me to collect on an account that never existed, from 2003! 8 years is way beyond the statute of limitations on collecting anything in my state anyway, so YES, it IS a scam. These bottom feeder agencies sell these debts for pennies on the dollar to other, sometimes worse, bottom feeders. They will try to take what they can get. Completely illegal. I checked my credit report and there are no negative notes, so I am not concerned. The next time they call me and I get a live person, I will blow a whistle into the receiver and deafen their employee. Ask me if I give a [***]!
These "law firms" continue to sell these "debts" for whatever price they can get to other collection companies (I use that term loosely) if they are unable to collect themselves. It is a vicious cycle that never seems to end. It doesn't necessarily mean that what THEY are doing is legal or ethical. They do it because they can and nobody files suit against them. What happens is that they use illegal scare tactics against the people they call in hopes of getting money. A legit collection agency will identify the debtor and offer the option of paying via mail if the debt is within the legal limitations of collecting for the particular state the debtee. The ones that identify themselves as lawyers or law enforcement officials are fake. If you are going to be sued for an outstanding debt, you would get an official summons in the mail, not a phone call making false threats and accusations. My husband is a lawyer that specializes in collection law in the Commonwealth of Pennsylvania and what these people are doing is ILLEGAL. Check your state's "statute of limitations" and it's always best to talk to a lawyer about these things ASAP. Good luck, everyone! :-)
I got a call,actually several from 781-404-4088. never leaves messages or answers except this one time today. they even told me what my name ,address and phone number was even though its unlisted unpublished.