This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
As of today, 785-269-9232 is another number being used by the fake pay-day loan collection scammers calling themselves Cooper Hoffman Klein and Associates, formerly Rothstein Acquisitions, or Cooper Mediation. They are extortion scammers. Do not pay them anything or give them any bank account information. The reason that you do not remember the alleged debt is that they made it up. They will not sue you or do anything else to you, despite what they say, because if they did, they would have to come out from under the rock where they live and get caught by the cops for extortion. Google them. They will freely give you a physical address, probably a commercial office building, but your research will reveal that they are not there if you contact the building management. You can usually get that info by googling the address. You can file reports of their contacts with the Justice Department by searching "Where to report phone crime" here on 800notes. Don't put up with their abuse!
I have been getting calls from this number on a daily basis with the same message of being debt collectors! will definitely file a report with DOJ. Thanks
I recently received a call from them and gave them $50 towards a loan I had just to find out the loan company has never heard of them. They don't answer any calls since they took my money and I had to change my card so they couldn't take any more money.
They claim that they had a collection of a debt in "hard copy" that i took care of through my lawyer 14 years ago! Their research team really f__kd up this scam...I called them out on it asking for information concerning the "hard copy" and all he could tell me was we have what we need. Then when pressed even farther he became so upset he began yelling at me at the top of his voice...lol...I knew then laughing I said,"that is truely the sign of a collector from a professional firm such as cooper,hoffman,klein and assoc. or rothstein aquisitions or cooper mediation or whatever else SCAM name they want to use...YOU ARE A SCAM!!!! and that is what they are a SCAM
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php