Do not give these people any information they call under many different names and numbers always the same line and threatening legal action - pretend to be a law firm but NOT - they aren't even from our country - I have gotten many calls from these awful people and have recorded them for the authorities. They prey on people to give them personal information and money. If anyone leaves you a message threatening they are not real if there is a real legal issue you will get served in the mail - they tell you to not ignore their call and to call back or have your attorney call back - better yet get this recorded and send on to your local authorities - once you call them out on their game they swear at you and utter profanities. Just be aware!!!!
Do not give these people any information they call under many different names and numbers always the same line and threatening legal action - pretend to be a law firm but NOT - they aren't even from our country - I have gotten many calls from these awful people and have recorded them for the authorities. They prey on people to give them personal information and money. If anyone leaves you a message threatening they are not real if there is a real legal issue you will get served in the mail - they tell you to not ignore their call and to call back or have your attorney call back - better yet get this recorded and send on to your local authorities - once you call them out on their game they swear at you and utter profanities. Just be aware!!!!
Never let bullies on the phone confuse extortion with debt collection. Honest debt collectors do not typically send their claims straight to a judge, and they don't take your ransom money to broker quick deals with so-called "process servers". There are no secretive "arbitrators", "mediators", or "prelitigation specialists", only sweaty criminals with a script full of bullying remarks. Lawful debt collection is a process, not an ambush, and you are due a chance at each stage to raise a dispute. The agents' horrid threats are empty and their conduct is illegal. Do not reward lawbreakers with your money. Challenge them always, sue them if you can.
FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors