Just called my cell phone. Caller ID said Kansas. Since I couldn't think of anyone I know in Kansas, I didn't answer and there was no message. There are numerous reports on other websites like this of calls from this number, all from today, where people answered. The caller was trying to get their credit card and social security number, some starting with the "lower your interest rate" message, followed by a live person. Clearly a scam.
Third spammer/scammer call this morning. No caller ID other than Topeka, KS. Didn't recognize. Didn't answer. No message. There are many reports on this number on other websites all related to credit card scams. Blocked.
I just got a call on my cell phone and the recorded message was garbled - all I could make out was your interest rate expired today, talk to the operator for a lower interest rate. Reported it to the National Do Not Call Registry and Blocked the calls.