I answered and a recording said it was in reference to my credit cards and they could lower my interest rate. I wanted to speak with someone to see what kind of info they had on me. They said they could lower my rates to 6% and I laughed and said, "I don't believe you. Delete my number and don't call again." As I was hanging up the lady was like, "Alright alright ok ok ok ok SHUT UP!!" Soooo...that was rude.