I dealt with this company and I don't find the above things correct.I have received my loan amount of $2500.00 from them into my bank account and now I am paying the monthly installment regularly.
Read this:
"It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver."
http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
If you or a friend need a loan, you really should read this:
http://www.consumer.ftc.gov/articles/0153-choosing-credit-counselor
In fact, the more you need the money, the more urgent it is to read that information!
Protect yourself!
Recognize that NO legitimate company is going to offer you a loan, without their doing some background / credit checks on you, and they WILL generally need a snailmailed, signed contract.
If you or a friend fell for the scam, please try to educate your other friends. The only way to stop these scams is to cut off their source of money!
I dealt with this company and I don't find the above things correct.I have received my loan amount of $2500.00 from them into my bank account and now I am paying the monthly installment regularly.
I applied for a loan online and got an email saying I was pre approved for a minimum of 2k - 10k and was told to call this number. I did and they had me verify my account info and then asked for my online banking log in and passcode. I didn't ofcourse and was suspicious so I asked for their address and they gave me one in Miami fl which is btw a real advance America so I called them and asked for the loan officer Jon jones and she said no such person worked there. I further asked her about the loan and why would they ask for my login Id and password. She immediately replied "it's a scam" we do not do any business over the ph and never ask for personal information. Be warned!!!! I almost fell for it!!!!