I received a call that I was ok ed for a loan of 2,000 dollars, when I asked questions I was passed on to other persons, I want to know if these people is ligitament..
Total scam. Ignore the call. There is no loan. They will demand an upfront payment by Green dot money pak which are untraceable and you will lose the fee. Such fees are illegal in most states. Most states also require a loan broker to be licensed. These calls originate in either India or Pakistan.
Pay particular attention to item #4!
Things to remember about loans offered by phone or e-mail:
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either a. threatening you or b. offering you something, you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and sometimes members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html
9. And here: http://www.ic3.gov/default.aspx