DO NOT! DO NOT ! DO NOT! FALL for this scam these guys will ask you for 95 dollars as an application fee to approve your loan.. Then you think the money is on the way and they will call back and say your bank has a wire transfer fee and that you must pay an additonal 55. After you pay the 55 the money will be EFT deposited within an hour...... IT WILL NEVER BE DEPOSITED AND YOU WILL BE OUT THE MONEY. IF THEY CALL YOU DO YOURSELF A FAVOR AND CALL YOUR LOCAL LAW ENFORCEMENT BECAUSE YOU WILL BE OUT OF MONEY WITH NO LOAN!!!!