Same old , same old, group of white collar criminals that go around calling people up and saying there are “charges” against them. Usually there are supposed to be two fraud charges (they love that two charge nonsense) and that these charges are going brought in your county. This time they start that "investigator" clap-trap. And that "charges" are pending against your SSN. Whivh is absurd. How can an SSN be charged with anything. They change CID and phone numbers all the time and nobody has been able to find them.
They will not ID themselves properly; they usually say “processing division” or some such other totally meaningless phrase when you ask who they are.
If they have a valid debt, tell them to send you a debt validation letter by US mail. E-mail no good. Of course they won’t do this, so just ignore them and block their calls.
I haut received a call from this number saying that her name is Lisa Williams and this was her last attempt trying to reach me. She would not say my name or verify any of my information. These calls are annoying and have been calling from differnt numbers all the time. I have blocked the other numbers and they call back changing their last number. Why are these people being annoying they need to get a life. I am reporting them to the better business bureaus.
The BBB has no jurisdiction over scam debt collectors. Report them to the Federal Trade Commission.
How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).
I have received 2 phone calls and 2 voice mails from this # and the lady claims she is Lisa Williams, an investigator. I refuse to call her back since she it sounds like she is fishing for information.
States his name is Steven James he is a private investigator for a legal mediation firm and that I need to call them regarding this matter before it goes to court and I am arrested. I need to call him back at 786-800-3107. I have never gotten any notification in the mail on this and I do not have any credit cards of any type. He is fishing. Sounds like a scam. Reporting this to FTC
i'm receiving repeated calls suggesting my name and ssn is attached to a "case" from a man who identifies himself only as Steven James private investigator. He does not ne the company he represents or employs him. He does not indicate the nature of the "case". Who ever is behind this number needs to be prosecuted for harassment and fined at a minimum.