Me too.....just got the text message, and I have never had an account with them. I am going to call Bank of the West (actual headquarters) and report it. I have never seen a number that starts with 787. Sounds like a scam to me.
yeah its fraud. they texted me and 787 is puerto rico area code. unlucky for them im a bank teller and i know banks never text u a number to call them back by.