Son unas malcriadas todas las empleadas ,faltan el respeto ellas primero ,no saben bregar con personal , mienten haciendose pasar por policias ,quieren intimidar con amenasas , si supiera donde se encuentra su agencia ubicada iria personalmente solo para verles las caras y decirles dos o tres de frente a ver si son guapas de verdad.
La compañia es una agencia de cobro tb collection me han estado llamando de diferentes numeros ,preguntando por otras personas y amenazandome ,les indico que tiene el numero equivocado ya que este es mio aunque pregunte por un familiar que no veo casi nunca, le indico que llame a ese familiar y me dice que el dio mi numero como si fuera de el e insiste en amenazas ,dan nombres falsos ,llaman de diferentes numeros ,me tienen al borde de un collapso nervioso no se como averiguaron mi nombre ,estoy bien preocupada al punto que tendre que hacer una querella en el cuartel de la policia si continuan con esas amenazas ,llaman a personas que vendieron gatsby ,tambien ya que ellos mismos osea gatsby me proporcionaron la informacion de la agencia y el nombre de la supervisora que casualmente es la persona que llama con estas amenazas de distintos numeros ,por cierto a mi me decia que era la oficial morales e insiste en que le de informacion mia ,por seguridad y ya que la deuda no es mia no doy ninguna informacion pero me preocupa como supieron mi nombre ,el nombre de la supervisora es ana herrera segun ella pero ya estoy harta
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general