Automated call.
"Pending case in our office to the choirs your immediate attention. I wanted to speak to a mediator."
Not representative of any call that I should be receiving.
Again, you should try reading and learning what the FDCPA actually says. It says that the debt collector must prove to you that you owe the debt and that they have the right to collect it. There is no need to check your credit report because a debt collector called to see if you owe anything. After all, they could have put it on there.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/