Received the same phone call at work. Met with someone from Federal Financial, an investment/insurance company out of Utah. They appear to be legitimate. Regarding the scratch- off; Odds of he Explorer is less han one of a million, as is the odds of the $2,500 cash. The TV odds are one of 13,000. So basically, everyone wins the "free" Bahamas and Florida trips. The 3-day Bahama trips cost $330 in "fees" as compared to $478 on the internet - they probably get a volume discount. The Florida motel are Days Inn to attend sales presntations (time-shares?)
I too have received these calls. At least once a day if not more. I put the ringer on voice and it will repeat the phone number before I answer it. Well, I just received a call and I didn't answer, but thought I would call the number and it said the nextel number I am called is not in service. I've been saving these number in my address book under the name "TELEMARKETER" so I know not to answer the next time.
NEXT TIME I WOULD GIVE THEM THE LOCAL POLICE DEPT ADDRESS AND TELL THEM YOU WOULD MEET THEM AT THAT ADDRESS....THEY DONT NEED TO KNOW ITS THE POLICE THEY WILL REALIZE WHEN THEY SHOW UP...HA HA ON THEM