Called me threatening saying he was going to have a police officer come to my door about check fraud. Help me! what am I supposed to do about this? i took out like 15 payday loans 4 years ago and never paid them back (my husband was in the army and got disabled at the time. had no other way to survive).  can they really have the police come out?  what do i say to these people? i will have a warrant today if i dont pay them 1200 dollars for only ONE of the loans- which was originally 200.00. any help is appreciated thnx